Description

ICICI Bank Coral Credit Card Features and Benefits

The Coral Credit Card is one of the basic yet popular ICICI Bank Credit Cards. It comes with a decent reward rate and great benefits across other categories, including travel, fuel, etc. The features and benefits of the ICICI Bank Coral Card have been mentioned below:

Milestone Benefit

You get 2,000 Reward points on achieving a spend of Rs 2 lacs, and you get 1,000 bonus Reward Points on achieving the target of Rs. 1,00,000 within an anniversary year after that. The maximum bonus  Points you can earn every year are capped at 10,000 Points per year.

Travel Benefits

• Enjoy 1 complimentary access to airport lounges every quarter on spending Rs. Rs 5000 in the previous calendar quarter with ICICI Bank Coral credit card.
• 1 complimentary railway lounge visit (every quarter) to railway lounges in India.

Dining Benefits

ICICI Bank’s Culinary Treats Programme brings you special offers at their partner dining establishments near you. With the card, you can get a discount of 15% or above on dining bills at over 2,500 premium restaurants, including TGI Fridays, Café Coffee Day, Pizza Hut, Mainland China, Vaango, and others.

Entertainment Benefits

• 25% discount or Rs. 100 off (whichever is lower) on buying a minimum of 2 movie tickets on BookMyShow and INOX.
• This offer can be availed twice a month only and is subject to the availability of the seats.

Joining/Renewal fee waiver

The renewal fee of Rs 500/-  can be waived off on spending Rs 1.5 lacs or more in the previous year.

Fuel Surcharge Waiver

• Fuel surcharge waiver of 1% across all HPCL petrol stations in India.
• This offer is valid for transactions up to Rs 4,000.

ICICI Bank Coral Credit Card Rewards

• Get 2 Reward Points per Rs 100 you spend, except fuel.
• Get 1 Reward point per Rs 100 you spend on utilities and insurance.

Reward Redemption

• 1 Reward point is equal to Rs 0.25 and these points can be redeemed for cash or a gift.
• To redeem points earned against cash, you can contact customer care at 080-4014-6444.
• For redemption against cash, you can call on 1860-258-5000.

ICICI Bank Coral Credit Card Eligibility Criteria

• In the case of the Primary cardholder, the age must be 23 years or more
• In the case of supplementary cardholders, the age must be 18 years or more
• The net income as per the ITR in the case of the primary cardholder must be Rs 5 lacs

Documents Required

While applying for the ICICI Bank Coral Credit Card, a few documents have to be submitted/uploaded as mentioned below:

• You will need proof of address (Aadhar Card, Driving License, Passport, or utility bills).
• As an identity proof, you can submit any of these: Voter’s Id, Aadhar Card, PAN Card, Passport, etc.
• As income proof, you will need to submit salary slips or the latest ITR.

How To Apply For The ICICI Bank Coral Credit Card?

ICICI Bank Coral Credit Card can be applied online or offline as per your zone of comfort. To apply offline, visit your nearest ICICI Bank branch with all the essential documents and fill out the application form available there. And if you want to apply online, simply visit the ICICI Bank’s official website. Under the credit cards section, choose the Coral Credit Card and proceed further with the application. It is advisable to choose the online method to apply as it will save your time and you can do it from the comfort of your home.